APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.


Rate Information


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Loan Rates
Rates as of 1/11/2012.
Rate Description Term Payment Description APR APR Type
New Cars / Cycles 5 Years $17.96 per $1000 borrowed 2.98% Fixed
New Car over 20k 6 Years - Over 20K $15.18 per 1000 borrowed 2.98% Fixed
Used Cars / Cycles 5 Years or Newer 5 Years $18.19 per $1000 borrowed 3.50% Fixed
Other Secured Loans - Auto / Cycles 5 Years $21.20 per $1000 borrowed 9.90% Fixed
Personal - Unsecured Up to 4 Years $25.80 per $1000 borrowed 10.90% Fixed
Personal - Unsecured 5 Years $22.19 per $1000 borrowed 11.90% Fixed
1st & 2nd Home Equity (10,000 New Money Required) 5 Yrs - LOW CLOSING COSTS $18.41 per $1000 borrowed 3.99% Fixed
1st & 2nd Home Equity (10,000 New Money Required) 7 Years - LOW CLOSING COSTS $13.78 per $1000 borrowed 4.25% Fixed
1st & 2nd Home Equity (10,000 New Money Required) 10 Yrs - LOW CLOSING COSTS $10.48 per $1000 borrowed 4.75% Fixed
1st Home Equity (19,900 New Money Required) SPECIAL 11 Yrs - FIXED -LOW COSTING COSTS $9.37 per $1000 borrowed 3.98% Fixed

Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.

Savings/Shares Rates
Rates as of 1/11/2012.
Rate Description Term Dividend Rates APY
Regular Shares paid out 03-31-12 0.10% 0.10%
Christmas Clubs 61 & 62 (No new accts after 12-31-11) ($10,000 max deposit) paid out 10-31-12 1.25% 1.25%
2nd & 3rd Saving Clubs 63 & 64 paid out 03-31-12 0.10% 0.10%
Club 65 - Minimum One Time deposit $5,000 (No new accts) paid out 06-30-12 0.75% 0.75%
Club 66 Minimum One time Deposit $1,000 -( No new accts) paid out 06-30-12 0.75% 0.75%
Club 67 Minimum One time deposit $1,000 (No new accts) paid out 03-31-12 0.50% 0.50%

Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.


Please call the Credit Union to verify Rates
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Two Rivers Community Credit Union
Two Rivers, WI 54241-2629
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