APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.


Rate Information


Check out these Calculators...                    Where are we Located?

Loan Rates
Rates as of 10/1/2008.
Rate Description Term Payment Description APR APR Type
New Cars / Cycles 5 Years $19.33 per $1000 borrowed 6.00% Fixed
New Car over 20k 6 Years - Over 20K $11.10 per 1000 borrowed 6.00% Fixed
Used Cars / Cycles 6 Years or Newer 5 Years $19.57 per $1000 borrowed 6.50% Fixed
Other Secured Loans - Auto / Cycles 5 Years $21.20 per $1000 borrowed 9.90% Fixed
Personal - Unsecured Up to 3 Years $32.69 per $1000 borrowed 10.90% Fixed
1st & 2nd Home Equity 10 Years - Loan to market value -NO CLOSING COSTS $11.29 per $1000 borrowed 6.50% Fixed
1st & 2nd Home Equity 5 Years - Loan to market value - NO CLOSING COSTS $19.33 per $1000 borrowed 6.00% Fixed
1 & 2 Home Equity 6 Years - Over 20k - NO CLOSING COSTS $16.57 per $1000 borrowed 6.00% Fixed

Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.

Savings/Shares Rates
Rates as of 10/1/2008.
Rate Description Term Dividend Rates APY
Regular Shares paid out 12-31-08 0.50% 0.50%
Christmas Clubs 61 & 62 ($10,000 max deposit) paid out 10-31-08 1.50% 1.50%
2nd & 3rd Saving Clubs 63 & 64 paid out 12-31-08 0.50% 0.50%
New Money Club 65 ($5,000 minimum deposit) paid out 06-30-09 4.00% 4.00%
New Money Club 66 ($1,000 minimum deposit) paid out 12-31-08 3.50% 3.50%
New Money Club 67 ($1,000 minimun deposit) paid out 12-31-08 2.00% 2.00%
New Money Club 69 ($1,000 minimun deposit) Paid out 06-30-09 3.50% 3.50%

Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

Please call the Credit Union to verify Rates
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Two Rivers Community Credit Union
Two Rivers, WI 54241-2629
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